How to get your £10 Monzo Welcome Bonus
£10 Sign-up Bonus
Join Monzo today via a referral link and get £10 added to your account after your first card payment.
The Bank that Lives in your Phone
Monzo is the UK's most popular digital bank, famous for its "Hot Coral" debit cards and its incredibly intuitive app. Whether you're looking to track every penny with instant notifications or save for a holiday using their "Pots" feature, Monzo makes money management feel effortless.
How to get your free £10
Use the Referral Link
Enter your phone number on the Monzo referral page to "lock in" your bonus before downloading the app.
Open your Account
Complete the sign-up process in the app. You'll need a form of ID and about 5 minutes of time.
Make a Payment
Top up your account and make a card payment (of any amount!) within 30 days. Your £10 bonus will land instantly.
Why Monzo?
Beyond the free cash, Monzo is a powerhouse for travel and budgeting. You get fee-free spending abroad, the ability to split bills with friends in a tap, and "Get Paid Early" which lets you access your salary a day ahead of time if it's paid via BACS.
Important Stuff
- Only available to new Monzo customers who haven't had an account before.
- You must make a card payment within 30 days of signing up.
- In the US, the bonus is often $20 with slightly different deposit requirements.
- Referral links expire if not used within 30 days of entering your number.
Ref Vibes Team
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